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PayPal CA Fee Calculator
Calculate PayPal Canada transaction fees
Last Updated: Dec 21, 2025
Business accounts for accepting payments from customers.
$CAD
3% minimum conversion fee
Standard is free, instant is 1.50%
$
Fee Breakdown
Transaction Amount$0.00
Fixed Fee-$0.30
Total PayPal Fees-$0.30
You Receive-$0.30
Effective Fee Rate0.00%
PayPal Canada fees vary based on account type, transaction type, and sender location. International transactions from the US have lower fees than other regions.
Understanding PayPal Canada Fees
PayPal is a widely used payment platform in Canada. Understanding its fee structure helps you calculate and understand the costs associated with using PayPal.
PayPal Consumer Fees in Canada
- Buying with PayPal: No fee (currency conversion fees may apply)
- Receiving Donations: 2.90% + fixed fee (+0.80% US, +1.00% other)
- Sending Money (Domestic, Balance/Bank): No fee
- Sending Money (Domestic, Card): 2.90% + fixed fee
- Sending Money (US/Europe): $2.99 CAD flat fee + card fees if applicable
- Sending Money (Rest of World): $4.99 CAD flat fee + card fees if applicable
PayPal Merchant Fees in Canada
- Commercial Transactions: 2.90% + $0.30 (+0.80% US, +1.00% other)
- QR Code ($10.01 CAD+): 1.90% + $0.30
- QR Code (≤$10 CAD): 2.40% + $0.30
- Donations: 2.90% + $0.30
- Charity (Domestic/US): 1.60% + $0.30
- Charity (International): 2.60% + $0.30
- Micropayments (Domestic/US): 5.0% + $0.05
- Micropayments (International): 6.0% + $0.05
Currency Conversion
PayPal charges a minimum of 3.00% for currency conversions.
Withdrawal Fees
- Standard (Bank Account): Free
- Instant Transfer (Consumer): 1.75%
- Instant Transfer (Merchant): 1.50%